If you were injured on the job at a Costco warehouse or retail location in North Texas, you might assume that your injury will be covered by Texas workers’ compensation. But here’s the key fact:Costco is a Texas Non-Subscriber. That means Costco does not participate in the state’s traditional workers’ compensation system, and your claim… [Read More]
If you’ve been injured on the job at a Lowe’s location in North Texas, you may be asking: Does Lowe’s offer traditional workers’ compensation coverage? The answer is no. Lowe’s is a Texas Non-Subscriber, meaning they have opted out of the state’s workers’ compensation system. This decision affects how your injury claim is handled—and makes… [Read More]
If you’re working as a temporary Amazon employee in Texas and suffer a workplace injury, you may be wondering: Do I qualify for injury benefits? The answer is yes—but it depends on the circumstances. Amazon employs thousands of temporary workers across Texas—especially in fulfillment centers in cities like Dallas, Fort Worth, and Arlington. But when… [Read More]
Texas is the only state that does not require private employers to carry workers’ compensation insurance. However, Walmart has chosen to be self-insured, which means they do provide workers’ compensation coverage—but on their own terms. In North Texas, Walmart’s self-insured status means your claim won’t go through the Texas Department of Insurance, Division of Workers’… [Read More]
Non-Subscriber Injuries Go Beyond the Retail Floor At Sandoval Armstrong, PLLC, we’ve seen firsthand how injured workers across Dallas-Fort Worth and North Texas are affected by employers who choose not to carry traditional workers’ compensation coverage. While many non-subscriber injury cases happen in retail environments—such as Walmart, Lowe’s, Kroger, HEB, Amazon, and Costco—there’s a growing… [Read More]
If you work in the private sector in Dallas or anywhere in North Texas, there’s a 1 in 4 chance your employer does not carry traditional workers’ compensation insurance—and is instead classified as a Texas Non-Subscriber. Industries with the highest rates of Non-Subscriber employers include: So if you work for a major grocery chain, retailer,… [Read More]
Helping Injured Workers and Their Families Find the Truth If you’ve been hurt on the job, chances are you’ve already heard one of these damaging myths about work injury claims. But here’s the reality: depending on your employer or their insurance company for legal advice is a serious mistake. At Sandoval Armstrong, we represent injured… [Read More]
Without Legal Action, Why Are Injured Workers Doomed in Texas Non-Subscriber Claims? Because non-subscriber employers and their insurance carriers have a playbook—and it rarely works in favor of the injured worker. At Sandoval Armstrong, we handle non-subscriber work injury cases across North Texas, and we’ve seen the same patterns emerge again and again. These companies… [Read More]
In Texas, a “non-subscriber case” refers to an injury claim that arises when an employer chooses not to carry workers’ compensation insurance. Under Texas workers’ compensation law, employers can either subscribe to the state’s workers’ compensation system or opt out, becoming “non-subscribers.” When an employer decides to be a non-subscriber, the employee may have the right to pursue a personal injury lawsuit against the employer if injured on the job.
One of the most common questions we receive from potential clients is: How long will it take to resolve my non-subscriber work injury case in Texas? While the answer can vary, there are certain factors that can impact the timeline, especially regarding the recovery process and the nature of the case.
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