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logo - sandoval & armstrong
  • Our Attorneys
    • Hector Sandoval
    • Warren M. Armstrong
    • What Our Clients Say About Us
  • North Texas Non-Subscribers
    • Walmart
      • Walmart Workers’ Compensation Claims: A Different Type of Work Injury Case!
      • Walmart Work Injury FAQs for North Texas Employees
    • Lowe’s
      • Lowe’s Workers Compensation Claims
      • Lowe’s Workers Compensation FAQs
    • Amazon
      • Amazon Workers’ Compensation Claims
      • ​Amazon Workers Compensation FAQs
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      • H-E-B Workers Compensation FAQs
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      • Kroger Workers’ Compensation Claims
      • Kroger Workers Compensation FAQs
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      • Target Workers Compensation FAQs
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      • AutoZone Workers’ Compensation Claims
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Home » Blog » Uphill Battle with Non-Subscriber Employers

Why Injured Workers in North Texas Face an Uphill Battle with Non-Subscriber Employers

March 29, 2025

Without Legal Action, Why Are Injured Workers Doomed in Texas Non-Subscriber Claims?

Because non-subscriber employers and their insurance carriers have a playbook—and it rarely works in favor of the injured worker. At Sandoval Armstrong, we handle non-subscriber work injury cases across North Texas, and we’ve seen the same patterns emerge again and again.

These companies take immediate steps after a work injury that are designed to protect their interests—not yours. If you’re injured and don’t take legal action, chances are, you’re going to get the short end of the stick.

Why Do Companies Opt Out of the Texas Workers’ Compensation Program?

By opting out and becoming a non-subscriber in North Texas, companies give up protections from lawsuits that come with subscribing to the state program. Why would they do that? Simple—to reduce costs and avoid paying out benefits unless absolutely forced to.

Uphill Battle with Non-Subscriber Employers

Non-Subscribers Are Playing the Numbers Game

Under the official Texas Workers’ Compensation system, companies must pay out for all on-the-job injuries, whether there was negligence or not. But with non-subscriber status, they only have to pay if you can prove negligence.

That means if you’re hurt in a no-fault accident while on the job, they can—and likely will—deny your claim. It’s not about fairness. It’s about limiting liability and cutting costs. No negligence = no compensation.

Limiting Payouts: The Real Goal

Even when there is a legitimate negligence case, the insurance company and employer team up quickly to downplay their responsibility, limit your treatment, and delay benefits. Their hope? That you give up and go away quietly.

  • They suggest you don’t need a lawyer.
  • They promise they’re “working on it.”
  • They offer inadequate treatment or delay it altogether.

If this strategy works, they’ve succeeded—and the injured worker loses.

Injured at Work?

We handle non-subscriber cases and offer a free consultation!

Fight!

- For the medical treatment you need
- For the compensation you deserve
- To get your life back

Don’t settle for the mediocre treatment that your non-subscriber employer’s insurance approves.

In North Texas Non-Subscriber Cases, You Can’t Afford to Wait

The moment you’re injured, the company and their insurer are working to protect themselves. If you wait to take legal action, it only makes their job easier and your recovery harder.

You need someone on your side from the start.

At Sandoval Armstrong, We Fight for Injured North Texans

When you’re injured on the job and your employer isn’t a Texas workers’ comp subscriber, you need a legal team that understands the system and isn’t afraid to fight back.

At Sandoval Armstrong:

  • We make them pay. We pursue full compensation for your injuries, pain, and suffering.
  • We listen. Your story matters. We take the time to understand how your injury impacts your life and your family.
  • We set expectations. From day one, we keep you informed and empowered.
  • We’re here for you. Whether you need legal advice or emotional support, we’ve got your back.

Trust. Compassion. Relentless Advocacy.

The attorney-client relationship is personal. We honor that by being accessible, trustworthy, and fierce advocates for our clients.

If you’ve been injured while working for a non-subscriber employer in North Texas, don’t wait. Learn your rights. Get help from a team that knows how to fight—and win.

📞 Call now at (214) 214-3777 or fill out our contact form to get started.

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