Kroger Work Injury FAQs for North Texas Employees

What You Need to Know About Non-Subscriber Claims If You Were Injured on the Job

If you were hurt while working for Kroger in North Texas, you’re likely wondering what rights you have. Unlike traditional workers’ compensation employers, Kroger is a Texas Non-Subscriber, meaning they do not participate in the state’s official workers’ comp program. This changes how you can pursue compensation—and it’s critical to understand the differences.

At Sandoval Armstrong, we help North Texas workers injured at Kroger and other non-subscriber employers navigate their legal options. Here are answers to some of the most frequently asked questions about Kroger work injury cases:

If a Kroger employee slips and falls at work and is injured, he can sue his non-subscriber employer for his medical bills, lost wages, and pain and suffering.”

How Does Work Injury Coverage at Kroger Actually Work?

Because Kroger opted out of the state-run workers’ comp system, injury claims must be handled through their own insurance program. In many cases, you may receive medical treatment and limited wage benefits, but these plans do not offer full protection. For serious or long-term injuries, your best option may be a personal injury lawsuit—especially if Kroger’s negligence contributed to your accident.

Is Kroger Self-Insured for Workers Compensation in Texas?

Many large employers (including Kroger) do not carry workers’ compensation insurance in North Texas. Being self-insured allows these employers much more control over what benefits they will give.

How Long do I Have to Wait to Start a Kroger Workman’s Comp Claim in Texas?

A Workers’ Compensation claim must be made within six months of the date of injury or incident. The sooner you start the claim, the better. In other words, the more you allow your employer to delay the process, the harder it will be on you and your family down the road.

Why Would a Workers Comp Doctor Lie About my Injury while Working at Kroger?

Workers’ Compensation doctors are really doctors that do a job and get paid by insurance companies. They will only provide treatment, regardless of what they feel is necessary, if the insurance company approves treatment. Some doctors are strictly hired to provide opinions about the necessity of future treatment. They also are paid by the insurance companies. The goal of all insurance companies is to pay as little as possible.

What Happens if you Quit while on Kroger Workers Comp?

Resignation from employment can be considered a “breach of mutuality” under the workers compensation legislation. Consult with your North Texas workers’ compensation lawyer before quitting so you can learn the consequences of that action.

Is There a Limit on Benefits in a Kroger Workers Comp Case?

A claim against Kroger can result in payment for all your accident-related medical expenses. You can also receive benefits to cover lost wages while you’re temporarily or permanently out of work. According to a typical Kroger typical plan, the maximum amount for all combined benefits after an injury cannot exceed $300,000 per associate and $1,000,000 per occurrence.

Do I Get Full Pay by Kroger if Injured at Work and Unable to Work?

You will likely not get 100% of your paid. Under the injury benefit plan, you are likely only entitled to a certain percentage or average of your full salary.

Can you Collect Workers Comp for Life if Suffered Serious Work Injuries?

The workers compensation laws limit a worker’s rights to access workers compensation once they reach the retirement age. Currently, the full benefit age is 66 years and 2 months for people born in 1955, and it will gradually rise to 67 for those born in 1960 or later. (refer to “Retirement Eligibility Requirements“).

What if you Lose a Loved One in a Work Accident?

Wrongful death cases include those where a loved one loses their life in work accident. Every year, more than 5,000 deaths result from on the job accidents. Death of a workers and result from wide range of employer negligence. Read more about Wrongful death in work accidents.

Should I Get a Workers Comp Lawyer if I Got Hurt While Working at Kroger?

Learn more about your legal rights and how to file a Walmart workers comp claim by calling North Texas worker’s comp lawyers Hector Sandoval or Warren Armstrong. Please call now for a free consultation at (214) 214-3777.