Injured While Working at Lowe’s in North Texas?
If yIf you’ve been injured while working at a Lowe’s Home Improvement store in North Texas, there are some important facts you need to know — and quickly.
- First, Lowe’s is a Texas Non-Subscriber, meaning it does not participate in the state’s official workers’ compensation system.
- Second, that means you may have the right to file a personal injury claim — if your injury was caused by the company’s negligence, unsafe working conditions, or failure to provide proper training or equipment.
- Third, time is critical. The longer you wait, the more control you give to your employer and their insurance company. Delays can hurt your health, your claim, and your financial recovery.
At Sandoval Armstrong, PLLC, we help injured Lowe’s employees in Dallas, Fort Worth, Arlington, Denton, and throughout North Texas understand their rights and take action.
How Do I Know If I’m in a Non-Subscriber Case?
Texas is the only state that allows private employers to opt out of the traditional workers’ compensation system. When that happens, your case becomes a non-subscriber injury case — and your employer loses some key legal protections.
If your employer is a Texas non-subscriber, and your injury was caused by negligence, you can sue your employer for:
- Medical expenses
- Lost wages
- Pain and suffering
- Permanent disability or impairment
- Mental anguish
- Punitive damages (in certain cases)
Here’s what employers, insurance adjusters, and company doctors don’t tell you:
They may still call it a “workers’ comp” case — even if it isn’t.
They’d rather you believe you only have limited rights under the workers’ comp system. That’s why it’s critical to work with a North Texas attorney who knows how to investigate what kind of coverage your employer really has.
State Workers’ Compensation Laws
Each state has a workers’ compensation benefits system setup to protect injured employees. In Texas, like most major retailers in the state, Lowe’s opted to become a non-subscriber after Texas made its workers’ compensation system optional. To learn whether you could benefit from these State laws, please call us now for a free consultation at (214) 214-3777.
Lowe’s Workplace Hazards
Lowe’s is one of the nation’s largest home improvement stores, with 265,000 employees in the United States. Workers in the State of Texas might fulfill one of the following roles:
- Sales floor associate
- Lot or freight attendant
- Freight associate
- Cashier
- Stocker
- Lawn or garden center employees
Depending on the nature of your job, you may face a number of hazards while working at Lowe’s. As a warehouse-style store with a do-it-yourself approach, employees may be injured by:
- Heavy machinery
- Repetitive motion
- Back injuries from heavy or repetitive lifting
- Falls from ladders or uneven areas of pavement
Since Lowe’s creates its own work injury compensation rules, injured workers will not get the same benefits they would from the state system. Therefore, it’s important you speak with a worker injury attorney so they can fight for maximum benefits on your behalf. Read also: Most Common Work Injuries
No matter the type of injury you suffered while working for Lowe’s in the State of Texas, we can help you navigate all the obstacles of your claim! Injured workers have a right to file a lawsuit for medical expenses, lost wages, physical pain and mental suffering and disfigurement.
Lowe’s Injury Benefit Plan (Work Injury Policy)
Some basic information regarding Lowe’s workers’ comp claim is as follows:
- After an accident, you must inform your supervisor immediately (usually no later than 24 hours after the accident).
- You must see an approved physician for your medical care within a certain amount of days of the date of injury.
- You must submit to a drug and alcohol screen at the time of your medical treatment, or else potentially forfeit your eligibility for benefits.
Types of Compensation You Might Expect
To maximize your payout during a Lowe’s workers’ compensation claim in Texas, it’s recommended to prioritize your personal health first. Then, with the help of a work injury attorney, follow all the rules Lowe’s has in place for filing your claim with its insurance company.A claim against Lowe’s, which is the second-largest hardware chain of its kind, behind Home Depot, can result in payment for all your accident-related medical expenses. You can also receive benefits to cover lost wages while you’re temporarily or permanently out of work. According to a typical Lowe’s typical plan, the maximum amount for all combined benefits after an injury cannot exceed $300,000 per associate and $1,000,000 per occurrence.
Call Sandoval Armstrong, PLLC Today for a Free Consultation.
If you’ve been hurt working at Lowe’s or another non-subscriber company in North Texas, we’re here to help you pursue the compensation you deserve — and hold your employer accountable. Please call now for a free consultation at (214) 214-3777.
